Nepal's First Rental Credit Bureau
हाम्रो डेरा, हाम्रै भरोसा।
Hamro Dera, Hamrai Bharosa — Our home, our trust.
HamroRentals brings transparency to renting in Nepal. Tenants and landlords build verified credit scores based on payment history, references, conduct, and identity — across all 7 provinces.
Across all of Nepal
Coverage across all 7 provinces and 10+ major cities.
How we score
Transparent, weighted criteria — verifiable from both sides.
Document Evidence
45%Bank statement, pay stub, and police clearance — OCR-validated against your verified name and DOB. Documents do most of the work.
Income Stability (verified)
15%Income-to-rent ratio, but only fully credited when backed by a verified bank statement or pay stub.
Criminal Background (verified)
10%Clean record only earns full marks with an uploaded Nepal Police clearance that matches your name.
Identity Verification
10%Government ID + live face match + DOB cross-checked against the document.
Rent Payment History (self-declared)
5%Tenure and on-time payment history. Self-declared — light weight only.
References & Conduct (self-declared)
5%Previous-landlord reference and neighbor rating. Self-declared — light weight only.
Lifestyle Disclosure (self-declared)
5%Smoking, drinking, parties, music. Self-declared — light weight only.
Lease Commitment (self-declared)
5%Willingness to commit and intended length of stay. Self-declared — light weight only.
Break a lease, pay 2.5× rent
Both tenants and landlords are bound to the lease. Breaking it without consent triggers a 2.5-month rent penalty — protecting whoever was wronged.
Get your score →